Haven’t seen the 2012 C.R. published yet, but maybe I missed it.
So here’s a chart I put together:
This chart includes all the insurers that SNL Financial has captured through April 13. That means it includes mortgage insurers, which adds a couple of points in recent years. This year, eyeballing Q3 data, it looks like mortgage insurers add a couple of tenths to the industry total.
These numbers also include policyholder dividends, worth about 0.5 percentage points last year.
The AY C.R. was 105.9%, implying favorable development on prior of $12.2B, of which $3.4B occurred in Q4.